It doesn’t matter if you’re just starting out as newlyweds or you’ve been married for fifty years, all couples can benefit from some financial tips. One great tip to budgeting is to employ the envelope system whenever you can. With the envelope system, you divide your paycheck into several envelopes. These often include rent or mortgage, phone or utilities, food, clothing, savings, and discretionary spending. These envelopes allow you to see how much money you have left over to spend at any point, and once the envelope is empty, you no longer have any money to spend until your next paycheck. It’s a great way to get your budget on track, especially if you don’t have a bank account.