While mortgage lenders require homeowners to have insurance, few people know about the lesser-known homeowners insurance benefits. There are multiple coverage benefits you probably aren’t aware of.

  • After a disaster, the insurance can also be used to bring your home up to code taking the expense off your shoulders.
  • Children who move away but lived in the home for years can keep the coverage on their personal belongings.
  • If the power goes out in the home, you can recover the financial damages of spoiled food or other items.
  • Many policies offer coverage if your dog bites someone causing injury or other damage.
  • Falling debris from above such as satellite dishes may be a covered option saving you thousands of dollars.

Take the time to get to know your policy. You may be surprised at what you find.