There are some hidden homeowners insurance benefits that most homeowners aren’t aware of, aside from what most homeowners insurance policies cover, which is typical fire, flood, or theft to the home.

For example, most policies cover damage to your home from fallen objects, such as satellites, meteors, snow, ice, or other debris. Having this added peace of mind can be a relief for panicked homeowners, who often don’t know what to do in such an emergency and often don’t think to call their insurance provider to see if they’ll cover the incident. Next time your home suffers damage from fallen debris, check with your insurance provider to see if you can file a claim.