No matter how well-behaved your dog is, there is no telling when it may become spooked or otherwise triggered and accidentally bite one of your guests. Depending on the bite and other circumstances, you may find yourself on the receiving end of a massive lawsuit. Your homeowners insurance benefits could be of great help in such a scenario.
Covered Losses
Your policy’s liability coverage is what protects you if someone deems you responsible for extensive medical attention as a result of your dog biting her or him, or sues you for damages. Usually, homeowner’s policies offer liability coverage ranging between $100,000 and $300,000. A dog bite claim is one you don’t want to handle on your own.
If you have a family dog, or plan on getting one, talk with your insurance agent. Together, you can decide how much coverage is best in the event of a bite.
