One of the best home buying tips to cut down the cost of your mortgage is to compare rates. Don’t settle with the first option you find, but see how you can enjoy a competitive rate and great terms by comparing different options and lenders. With a few tricks and tips you can find the ideal mortgage that will help you settle into a new home.

Find the Best Deal

Look at the entire picture of the mortgage before you settle on the best option. The interest rate is one of the most important features of a mortgage, but ask to compare closing costs, down payment amounts and any relevant discounts. These additional factors can help you choose the best solution as you close on your dream home.