As you embark on a journey to buy your first house, you may want to check out some first time home buying tips to ease the process.

One of the biggest contributing factors when purchasing a home is your credit score. When you apply for a loan, the mortgage company will check your credit to determine whether you qualify for a loan and what your interest rate will be. It is crucial that you know your credit in advance!

Once you know your credit score, do not open any new accounts or take any new auto loans. You do not want there to be any reason for your credit score to drop! Instead, maintain it steadily or help raise it. When it comes to buying your new home, you’re going to want a higher score.