One of the lesser-known homeowners insurance benefits is riot coverage. When people riot, property damage is often a common side effect that may be covered by your homeowners insurance policy. Not only that, but theft is common in a riot and insurance can help you replace missing or damaged belongings.
In addition, if the damage to the home makes it unlivable, the policy may include footing the bill for a suitable living space while the house is being repaired. Damage to the home may include redecorating with the help of an interior decorator. Many policies offer coverage to help you recreate the beauty of your home after an unfortunate event.